74591 Alta Loma Drive
29 Palms, CA, 92277
$269,000
Original list price: $279,000
MLS: 219145680DA
Beds
2
Baths
1
Sq Ft
1,032
Lot
0.26 ac
Year Built
1986
MLS #
219145680DA
Days on Market
76
Listed
Apr 1, 2026
Description
Charming 2-bedroom, 1-bath home featuring a versatile bonus room that can easily be used as a 3rd bedroom, home office, or guest space--perfect for added flexibility. This well-maintained property offers a comfortable layout with plenty of potential to make it your own. Ideally located just minutes from Joshua Tree National Park, you'll enjoy easy access to world-class hiking, stunning desert landscapes, and endless outdoor adventure. Whether you're searching for a primary residence, vacation home, or investment opportunity, this property combines convenience, functionality, and a prime location in 29 Palms.
Location
29 Palms, San Bernardino County, CA 92277
Open on Google Maps ↗Listed by: Jesse Castillo · eXp Realty of California, Inc.
Payment estimate
$2,215
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $26,900 · Loan: $242,100
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $1,533
- Property tax (1.25%)
- $280
- Homeowners insurance
- $300
- Mortgage insurance
- $101
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this 29 Palms home with as little as 3.5% down using an FHA loan — roughly $9,415 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See 29 Palms, CA 92277 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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