74591 Alta Loma Drive
29 Palms, CA, 92277
$279,000
MLS: 219145680DA
Beds
2
Baths
1
Sq Ft
1,032
Lot
0.26 ac
Year Built
1986
MLS #
219145680DA
Days on Market
1
Listed
Apr 1, 2026
Description
Charming 2-bedroom, 1-bath home featuring a versatile bonus room that can easily be used as a 3rd bedroom, home office, or guest space--perfect for added flexibility. This well-maintained property offers a comfortable layout with plenty of potential to make it your own. Ideally located just minutes from Joshua Tree National Park, you'll enjoy easy access to world-class hiking, stunning desert landscapes, and endless outdoor adventure. Whether you're searching for a primary residence, vacation home, or investment opportunity, this property combines convenience, functionality, and a prime location in 29 Palms.
Location
29 Palms, San Bernardino County, CA 92277
Open on Google Maps ↗Listed by: Jesse Castillo · eXp Realty of California, Inc.
Payment estimate
$2,238
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $27,900 · Loan: $251,100
- Principal & Interest
- $1,543
- Property tax (1.25%)
- $291
- Homeowners insurance
- $300
- Mortgage insurance
- $105
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this 29 Palms home with as little as 3.5% down using an FHA loan — roughly $9,765 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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