74993 Serrano Dr
29 Palms, CA, 92277
$230,000
MLS: CV26015760
Beds
3
Baths
2
Sq Ft
1,152
Lot
0.28 ac
Year Built
1985
MLS #
CV26015760
Days on Market
82
Listed
Jan 22, 2026
Description
Welcome to this beautifully updated 3-bedroom, 2-bath home in the heart of Twentynine Palms. Situated on a spacious 12,317 desert lot, this home offers a bright, open layout with modern finishes throughout. The recently remodeled kitchen features crisp white cabinetry, all appliances included, and ample counter space, seamlessly flowing into the main living area, perfect for everyday living and entertaining. Fresh flooring, recessed lighting, and neutral tones throughout give the home a light, contemporary feel. The bedrooms are well-sized with great natural light, and both bathrooms have been tastefully updated. Step outside to a spacious lot with endless possibilities, perfect for outdoor entertaining, RV parking, future expansion, or creating your own desert oasis. Conveniently located near Joshua Tree National Park, downtown 29 Palms, and the Marine Corps Base, this property is ideal as a primary residence, second home, or investment opportunity. Move-in ready and thoughtfully upgraded, this is desert living at its best. Ask how you can buy this home with no down payment!
Location
29 Palms, San Bernardino County, CA 92277
Open on Google Maps ↗Listed by: Carolyne Beaulne Seguin · RE/MAX TIME REALTY
Payment estimate
$1,898
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $23,000 · Loan: $207,000
- Principal & Interest
- $1,272
- Property tax (1.25%)
- $240
- Homeowners insurance
- $300
- Mortgage insurance
- $86
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this 29 Palms home with as little as 3.5% down using an FHA loan — roughly $8,050 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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