ActiveSingleFamilyResidence

7755 7th Street

Phelan, CA, 92371

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$500,000

MLS: HD25142439

Beds

4

Baths

2

Sq Ft

2,009

Lot

2.25 ac

Year Built

2020

MLS #

HD25142439

Days on Market

281

Listed

Jun 25, 2025

Description

Modern 4-Bedroom Home on 2.5-Acre Horse Property with Equestrian Features and Mountain Views Introducing a well-maintained single-story home situated on approximately 2.5 acres, offering a unique opportunity for equestrian use and rural living. Built in 2020, this 2,007 sq. ft. residence features 4 bedrooms and 2 full bathrooms and is designed with both functionality and comfort in mind. The open-concept layout includes vaulted ceilings and a spacious kitchen equipped with custom cabinetry, granite countertops, stainless steel appliances, and recessed lighting. The living area includes a fireplace with a raised hearth, ideal for a cozy atmosphere. The primary suite offers a large walk-in closet, dual vanities, a soaking tub, and a walk-in shower. Three additional bedrooms are located on the opposite wing of the home, along with a full guest bathroom. Other interior features include luxury vinyl plank and tile flooring, mirrored closet doors, a finished garage, a dedicated laundry room with storage, and a tankless water heater.

Location

Phelan, San Bernardino County, CA 92371

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Listed by: Caleb Blasius · RE/MAX FREEDOM

Payment estimate

$3,773

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $50,000 · Loan: $450,000

%
Principal & Interest
$2,765
Property tax (1.25%)
$521
Homeowners insurance
$300
Mortgage insurance
$188
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Phelan home with as little as 3.5% down using an FHA loan — roughly $17,500 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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