39975 Ohio Lane
Big Bear Lake, CA, 92315
$449,900
MLS: IG26042667
Beds
2
Baths
2
Sq Ft
888
Lot
0.06 ac
Year Built
1964
MLS #
IG26042667
Days on Market
36
Listed
Feb 26, 2026
Description
LOCATION, LOCATION, LOCATION! Wait until you see the great location of this charming single-story home with 2 spacious bedrooms, 2 bathrooms, and warm, woodsy accents throughout. Features include knotty pine cabinetry, granite countertops, newer SS appliances, wood grain porcelain tile flooring, a full bay window dining area, a used brick fireplace with an efficient wood stove insert, three heating and air conditioning wall "splits", vaulted ceilings with woodsy T & G walls and ceiling treatments, convenient laundry facilities, 2 storage sheds, a fully fenced lot (with fruit trees) and all this is located just a few blocks from Holloways Marina, National Forest hiking and biking trails, sledding hills and close to the village and lake.
Location
Big Bear Lake, San Bernardino County, CA 92315
Open on Google Maps ↗Listed by: Michael Dolan · KELLER WILLIAMS BIG BEAR
Payment estimate
$3,425
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $44,990 · Loan: $404,910
- Principal & Interest
- $2,488
- Property tax (1.25%)
- $469
- Homeowners insurance
- $300
- Mortgage insurance
- $169
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Big Bear Lake home with as little as 3.5% down using an FHA loan — roughly $15,747 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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