8109 Banyan Street
Alta Loma, CA, 91701
(No pictures available yet)
$1,280,000
MLS: IV26104624
Beds
4
Baths
3
Sq Ft
2,296
Lot
0.46 ac
Year Built
1979
MLS #
IV26104624
Days on Market
0
Listed
May 13, 2026
Description
Experience elevated living in this grand two-story residence, beautifully maintained and rich with pride of ownership. This refined home offers 4 spacious upstairs bedrooms plus a bonus room, along with 2 full bathrooms and a stylish first-floor powder room. A full security system enhances comfort and peace of mind. The main level showcases an elegant, open-concept flow connecting the formal living room, dining area, and a modern kitchen with breakfast nook, all leading into a warm and inviting family room featuring a fireplace and integrated surround-sound system. Upstairs, the luxurious primary suite includes a private spa-inspired bathroom with dual vanities, a separate soaking tub, and a stand-alone shower. The backyard is an entertainer’s retreat fully fenced and thoughtfully designed with a sparkling pool, fire pit, expansive covered patio with surround sound, and abundant storage including a shed, RV parking, and an attached covered parking stall. Ideally located near schools, shopping, and major freeways for seamless convenience. A must-see property schedule your private tour today.
Location
Alta Loma, San Bernardino County, CA 91701
Open on Google Maps ↗Listed by: PEDRO MOLINA · RE/MAX CHAMPIONS
Payment estimate
$9,297
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $128,000 · Loan: $1,152,000
- Principal & Interest
- $7,183
- Property tax (1.25%)
- $1,333
- Homeowners insurance
- $300
- Mortgage insurance
- $480
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 7, 2026
- 30-year fixed
- 6.37%
- 15-year fixed
- 5.72%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Alta Loma home with as little as 3.5% down using an FHA loan — roughly $44,800 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Local Market Stats
See Rancho Cucamonga, CA 91701 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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