8119 Walpole Avenue
California City, CA, 93505
$200,000
MLS: SR25161882
Beds
3
Baths
1
Sq Ft
1,012
Lot
0.16 ac
Year Built
1989
MLS #
SR25161882
Days on Market
165
Listed
Jul 18, 2025
Description
Welcome to this California City home. Great for first time home buyers. This charming home is located on north loop side. Home has 3 very spacious bedrooms and 1 bathroom. Laminate flooring throughout. It has nice front yard and back yard. Also, it comes with an additional storage shed in the back of the home for all of your home equipment. Home is on city sewer and gas on propane tank. Don't miss out on this one!
Location
California City, Kern County, CA 93505
Open on Google Maps ↗Listed by: Maria Segura · Coldwell Banker Hartwig
Payment estimate
$1,648
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $20,000 · Loan: $180,000
- Principal & Interest
- $1,106
- Property tax (1%)
- $167
- Homeowners insurance
- $300
- Mortgage insurance
- $75
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this California City home with as little as 3.5% down using an FHA loan — roughly $7,000 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93505 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in California City. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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