815 Mandalay Beach Road
Oxnard, CA, 93035
$4,950,000
MLS: V1-33556
Beds
3
Baths
4
Sq Ft
3,159
Lot
0.07 ac
Year Built
2001
MLS #
V1-33556
Days on Market
146
Listed
Nov 26, 2025
Description
Experience true beachfront living in Mandalay Beach, where sweeping Pacific Ocean and Channel Islands views create a breathtaking backdrop from nearly every level of this beautifully updated coastal home. With direct beach access and expansive oceanfront balconies, this is California coastal living at its finest--perfect for sunset entertaining, morning coffee with the sound of the waves, and year-round seaside relaxation.Step into the heart of the home: a bright, open kitchen fully updated with new flooring, fresh designer finishes, custom cabinetry, and top-tier appliances. The airy living room features floor-to-ceiling sliding glass doors that open seamlessly to a spacious beachfront balcony, blending indoor and outdoor living while framing stunning ocean and island views.The primary suite is a private coastal retreat, complete with its own oceanfront balcony, cozy fireplace, and spa-inspired bath featuring a soaking tub positioned to capture the ocean horizon. Two guest bedrooms on the lower level provide privacy and comfort for family and visitors, while a newly added fourth bathroom adds convenience for everyday living and entertaining.Thoughtfully upgraded throughout, the home is equipped with Smart Home technology and a new security system, offering modern convenience in a turnkey coastal setting.Located in the highly sought-after Mandalay Beach community in Oxnard, this exceptional beachfront property offers direct access to miles of sandy shoreline, spectacular sunsets, and panoramic views of the Channel Islands. Whether as a full-time residence or coastal retreat, this home delivers the ultimate Southern California beachfront lifestyle.
Location
Oxnard, Ventura County, CA 93035
Open on Google Maps ↗Listed by: Roylin Downs · BHHS California Properties
Payment estimate
$34,685
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $495,000 · Loan: $4,455,000
- Principal & Interest
- $27,372
- Property tax (1.25%)
- $5,156
- Homeowners insurance
- $300
- Mortgage insurance
- $1,856
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $173,250 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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