828 5th Street 10
Santa Monica, CA, 90403
$599,000
MLS: 26845099
Beds
1
Baths
1
Sq Ft
619
Lot
0.17 ac
Year Built
1968
MLS #
26845099
Days on Market
3
Listed
Jun 9, 2026
Description
This light and bright one-bedroom, one-bath condo sits in one of Santa Monica's most desirable neighborhoods, just five blocks from the beach. A rare location where you can walk to coffee, shopping, and the sand, all within a few minutes of home. Perched on the upper floor of a boutique 11-unit building, there is secure gated entry at both the front and rear. The living area is open and full of light, with a marble gas fireplace, built-in bookshelves, and hardwood floors throughout. Sliding French doors off the dining area open to a private balcony finished in terracotta tile. The kitchen has a skylight and stainless appliances, including a 5-burner gas range and a Fisher & Paykel refrigerator. The bedroom offers a generous mirrored closet and a ceiling fan, and the full bath has its own skylight along with a jacuzzi tub. Storage is plentiful throughout the bedroom and hallway, and the unit comes with an assigned off-street parking space and two large lockable storage units. The location exceptional. Palisades Park, Whole Foods, and Pavilions are all close by, with the Santa Monica Pier and Third Street Promenade within easy reach. Montana Avenue and its shops, cafes, and restaurants are just a block away. An ideal spot for active living, walking, running, and biking. Blocks to the beach, minutes to the freeway, and surrounded by some of the best shopping and dining in the area, this home unlocks a sought-after Santa Monica lifestyle.
Location
Santa Monica, Los Angeles County, CA 90403
Open on Google Maps ↗Listed by: Scott Moore · Christie's International Real Estate SoCal
Payment estimate
$5,102
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $59,900 · Loan: $539,100
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,415
- Property tax (1.25%)
- $624
- Homeowners insurance
- $300
- Mortgage insurance
- $225
- HOA dues
- $539
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $20,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Santa Monica, CA 90403 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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