PendingSingleFamilyResidence

8444 Acoma Trail

Yucca Valley, CA, 92284

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$440,000

MLS: PF26054684

Beds

3

Baths

2

Sq Ft

1,494

Lot

0.41 ac

Year Built

2004

MLS #

PF26054684

Days on Market

29

Listed

Mar 13, 2026

Description

Located in the serene desert city of Yucca Valley, adjacent to Joshua Tree, secluded from the city but close to businesses, local stores & restaurants, breathtaking views in every direction from inside/outside the house, starry nights and city lights, plenty of driveway and garage parking, open living room, living room, dining area and kitchen with high ceilings, laundry room, office (or 4th bedroom) and an attached garage that is set up as a yoga/exercise studio, main bedroom with a view and an attached bath, two hallway bedrooms with large closets and views, hallway bath, huge linen closet, central heat and air plus a swamp cooler, pool with seating and dining, a second rear RV garage also with a swamp cooler, desert backyard, was a successful airbnb for two years and a rental for two years, option to purchase furnishings, secluded, huge lot, nearby hiking and off roading trails, come see a great home in a great location.

Location

Yucca Valley, San Bernardino County, CA 92284

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Listed by: Todd Lethbridge · TODD REAL ESTATE

Payment estimate

$3,356

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $44,000 · Loan: $396,000

%
Principal & Interest
$2,433
Property tax (1.25%)
$458
Homeowners insurance
$300
Mortgage insurance
$165
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Yucca Valley home with as little as 3.5% down using an FHA loan — roughly $15,400 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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