ActiveSingleFamilyResidence

57866 El Dorado

Yucca Valley, CA, 92284

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$400,000

MLS: SW26050800

Beds

3

Baths

2

Sq Ft

1,508

Lot

0.41 ac

Year Built

1979

MLS #

SW26050800

Days on Market

2

Listed

Mar 8, 2026

Description

Home seems LARGER than records show. Could possibly be 4 BR and 3 bath. No known additions to the home. Large lot, in a gently sloping, elevated neighborhood of quite nice homes. Home has leased ($103 per month) solar, as do many homes in the area. Good condition tile roof. The home is highly cluttered because the owner is unable to tend to it. Home seems to be in good shape otherwise. Pool is empty, but the seller says it is functional. The seller needs to downsize.

Location

Yucca Valley, San Bernardino County, CA 92284

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Listed by: Gregory Treadwell · Brubaker Culton R.E. & Dev.

Payment estimate

$3,079

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $40,000 · Loan: $360,000

%
Principal & Interest
$2,212
Property tax (1.25%)
$417
Homeowners insurance
$300
Mortgage insurance
$150
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Yucca Valley home with as little as 3.5% down using an FHA loan — roughly $14,000 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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