849 14th Street 4
Santa Monica, CA, 90403
$2,950,000
MLS: 26862989
Beds
3
Baths
3
Sq Ft
2,094
Lot
0.34 ac
Year Built
2002
MLS #
26862989
Days on Market
10
Listed
Jul 22, 2026
Description
Welcome to Bella Casa, an exclusive enclave of Mediterranean-style luxury townhomes in the heart of Santa Monica, ideally located north of Wilshire. This beautifully appointed residence at 849 14th Street, Unit 4, offers a seamless blend of elegance, comfort, and modern design. Positioned in one of Santa Monica's most desirable neighborhoods, the home places you just moments from Montana Avenue's premier shopping and dining, as well as the iconic beaches that define the coastal lifestyle. Thoughtfully designed with high-end finishes and quality craftsmanship throughout, the home features spacious living areas filled with natural light, creating an inviting atmosphere for both everyday living and entertaining. The well-appointed kitchen is equipped with top-tier appliances and opens effortlessly into the main living spaces.A true highlight of the home is its exceptional indoor-outdoor lifestyle. Enjoy a very large private patio on the first level, perfect for dining, lounging, and hosting along with a rooftop deck that provides an additional retreat to relax or entertain under the Santa Monica sky. The residence also includes a private two-car garage with direct access, offering both convenience and security. Upstairs, the primary suite is a true sanctuary, featuring soaring ceilings that enhance the sense of volume and light. The spa-like ensuite bathroom is designed for relaxation, complete with a large soaking tub, separate shower, dual vanities, and a massive walk-in closet. On the third level, a versatile loft space offers the perfect setting for a home office, gym, or creative studio adding flexibility to suit a variety of lifestyles. Every detail has been thoughtfully curated to create a warm yet sophisticated living experience. Bella Casa is more than a residence it's a lifestyle defined by luxury, location, and timeless appeal. Welcome home.
Location
Santa Monica, Los Angeles County, CA 90403
Open on Google Maps ↗Listed by: Daniel Lowe · Compass
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$22,541
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $295,000 · Loan: $2,655,000
Average 30-yr fixed rate 6.66% as of Jul 30, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $17,062
- Property tax (1.25%)
- $3,073
- Homeowners insurance
- $300
- Mortgage insurance
- $1,106
- HOA dues
- $1,000
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 30, 2026
- 30-year fixed
- 6.66%
- 15-year fixed
- 6.04%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $103,250 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Santa Monica, CA 90403 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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