851 Cottage Grove
Lake Arrowhead, CA, 92352
$549,500
MLS: IG26080139
Beds
2
Baths
2
Sq Ft
1,000
Lot
0.29 ac
Year Built
1930
MLS #
IG26080139
Days on Market
4
Listed
Apr 14, 2026
Description
Nestled in a serene, wooded setting in the Lake Arrowhead area, this charming mountain cabin offers the perfect blend of rustic character and modern comfort. Surrounded by mature trees and natural landscape, the home provides a peaceful retreat with a true “getaway” feel while still being close to the village and lake amenities. Inside, the home features a warm and inviting living space highlighted by vaulted ceilings and a cozy fireplace, creating an ideal atmosphere for relaxing or entertaining. Large windows bring in natural light and showcase the surrounding forest views. The layout includes two bedrooms and two bathrooms, offering comfortable accommodations for both residents and guests. The kitchen and living areas are designed for functionality and comfort, with thoughtful updates throughout the home. Modern touches such as heated floors and a tankless water heater enhance everyday living while maintaining the cabin’s classic charm. Generac Generator which is covered from the elements. Also has large storage shed. EV Charger...... Set on a generous lot, the outdoor space provides room to enjoy the fresh mountain air, with the added bonus of a seasonal creek nearby that enhances the tranquil setting. Whether used as a full-time residence, weekend retreat, this home captures the essence of Lake Arrowhead living—quiet, scenic, and inviting. Ask about extra Lake Right Lot on Yukon.
Location
Lake Arrowhead, San Bernardino County, CA 92352
Open on Google Maps ↗Listed by: Monica Mnich · KELLER WILLIAMS LAKE ARROWHEAD
Payment estimate
$4,117
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $54,950 · Loan: $494,550
- Principal & Interest
- $3,039
- Property tax (1.25%)
- $572
- Homeowners insurance
- $300
- Mortgage insurance
- $206
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Lake Arrowhead home with as little as 3.5% down using an FHA loan — roughly $19,233 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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