851 Cottage Grove
Lake Arrowhead, CA, 92352
$549,500
MLS: IG26080139
Beds
2
Baths
2
Sq Ft
1,000
Lot
0.29 ac
Year Built
1930
MLS #
IG26080139
Days on Market
64
Listed
Apr 14, 2026
Description
Nestled in a serene, wooded setting in the Lake Arrowhead area, this charming mountain cabin offers the perfect blend of rustic character and modern comfort. Surrounded by mature trees and natural landscape, the home provides a peaceful retreat with a true “getaway” feel while still being close to the village and lake amenities. Inside, the home features a warm and inviting living space highlighted by vaulted ceilings and a cozy fireplace, creating an ideal atmosphere for relaxing or entertaining. Large windows bring in natural light and showcase the surrounding forest views. The layout includes two bedrooms and two bathrooms, offering comfortable accommodations for both residents and guests. The kitchen and living areas are designed for functionality and comfort, with thoughtful updates throughout the home. Modern touches such as heated floors and a tankless water heater enhance everyday living while maintaining the cabin’s classic charm. Generac Generator which is covered from the elements. Also has large storage shed. EV Charger...... Set on a generous lot, the outdoor space provides room to enjoy the fresh mountain air, with the added bonus of a seasonal creek nearby that enhances the tranquil setting. Whether used as a full-time residence, weekend retreat, this home captures the essence of Lake Arrowhead living—quiet, scenic, and inviting. Ask about extra Lake Right Lot on Yukon.
Location
Lake Arrowhead, San Bernardino County, CA 92352
Open on Google Maps ↗Listed by: Monica Mnich · KELLER WILLIAMS LAKE ARROWHEAD
Payment estimate
$4,254
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $54,950 · Loan: $494,550
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,132
- Property tax (1.25%)
- $572
- Homeowners insurance
- $300
- Mortgage insurance
- $206
- HOA dues
- $43
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Lake Arrowhead home with as little as 3.5% down using an FHA loan — roughly $19,233 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 92352 (Lake Arrowhead)within ±10% of this home's price and size.
$499,000
1350 Oak
Lake Arrowhead, 92352
$500,000
777 Ivy Lane
Lake Arrowhead, 92352
$520,000
1610 Grass Valley
Lake Arrowhead, 92352
$525,000
363 Mittry
Lake Arrowhead, 92352
$530,000
265 Flower
Lake Arrowhead, 92352
$565,000
295 Sunset
Lake Arrowhead, 92352
Local Market Stats
See Lake Arrowhead, CA 92352 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.