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ActiveSingleFamilyResidence

851 Madera

Lake Arrowhead, CA, 92352

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$1,175,000

MLS: IG26122260

Beds

4

Baths

4

Sq Ft

2,708

Lot

0.21 ac

Year Built

2023

MLS #

IG26122260

Days on Market

37

Listed

Jul 2, 2026

Description

Your never-lived-in Lake Arrowhead sanctuary awaits! Welcome to 851 Madera, a brand-new construction offering the ultimate mountain lifestyle without any of the typical mountain driving hassles. Offering majestic mountain and golf course views from two expansive decks. Designed with hosting in mind, the main level features a spectacular great room bathed in natural light, rich LVP flooring, and a dramatic floor-to-ceiling fireplace. The kitchen is an entertainer’s dream, boasting a massive quartz island with bar seating for six, stainless steel Bosch appliances, and a walk-in pantry with mountain views as the backdrop. Step through the extra-wide sliding doors onto the deck to experience views that will take your breath away every single day. With four bedrooms and 3.5 baths spread across two levels—including a main-floor bedroom and a luxurious lower-level primary suite with its own private deck—there is plenty of room for family, friends and extended guests. Built with meticulous quality from top to bottom, the home features modern comforts like central air for crisp summers, a powerful new furnace for cozy winters, alderwood doors and a tankless water heater. The seller may be open to owner financing for well qualified buyers, making it easier than ever to start living your mountain dream today.

Location

Lake Arrowhead, San Bernardino County, CA 92352

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Listed by: GARY DOSS · COMPASS

Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.

Payment estimate

$8,781

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $117,500 · Loan: $1,057,500

%

Average 30-yr fixed rate 6.69% as of Aug 6, 2026 (Freddie Mac PMMS). Adjust to your quote.

Principal & Interest
$6,817
Property tax (1.25%)
$1,224
Homeowners insurance
$300
Mortgage insurance
$441
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Aug 6, 2026

30-year fixed
6.69%
15-year fixed
6.01%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Lake Arrowhead home with as little as 3.5% down using an FHA loan — roughly $41,125 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

See Lake Arrowhead, CA 92352 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.