860 Morro Way
Oxnard, CA, 93033
$770,000
MLS: V1-35351
Beds
4
Baths
2
Sq Ft
1,276
Lot
0.15 ac
Year Built
1966
MLS #
V1-35351
Days on Market
8
Listed
Mar 23, 2026
Description
This well-maintained 4-bedroom, 2-bath single-story home on a desirable corner lot is move-in ready with thoughtful updates, energy-efficient features, and great outdoor space.The updated kitchen features granite countertops, a spacious island perfect for meal prep or casual dining, ample cabinet storage, stainless steel appliances, upgraded light fixtures and a bright, open design with a sage-green accent wall--ideal for everyday family use.The open floor plan flows easily from the kitchen to the living and dining areas, with recessed lighting, electric fireplace and large windows bringing in plenty of natural light. Both bathrooms are refreshed--one with a walk-in shower, the other with a tub--and include updated fixtures and tile.Recent upgrades add real value: owned (not leased) solar panels to help keep energy costs down, a new roof, new furnace and air conditioning (all within the last 10 years), and dual-pane windows for better comfort and efficiency.Outside, the front yard has a charming rose garden for nice curb appeal. The backyard is a true highlight with mature fruit trees, a relaxing water feature, built-in BBQ (great for grilling and outdoor meals), covered patio with ceiling fan and a spa/hot tub ready for unwinding. There's also a convenient dog run on the side yard for pets.Additional features include central air conditioning and heating, 2-car attached garage with laundry hookups, fresh interior paint, and a convenient location close to schools, parks and beaches.This home offers a smart mix of updates, low-maintenance living, and enjoyable outdoor extras in a solid Oxnard neighborhood!. It's ready for you to move in and start enjoying. Schedule your showing today!
Location
Oxnard, Ventura County, CA 93033
Open on Google Maps ↗Listed by: Doug Kubiske · RE/MAX Gold Coast REALTORS
Payment estimate
$5,649
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $77,000 · Loan: $693,000
- Principal & Interest
- $4,258
- Property tax (1.25%)
- $802
- Homeowners insurance
- $300
- Mortgage insurance
- $289
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $26,950 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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