860 Ridgecrest
Monterey Park, CA, 91754
$1,550,000
MLS: WS26146835
Beds
5
Baths
4
Sq Ft
2,965
Lot
0.23 ac
Year Built
1960
MLS #
WS26146835
Days on Market
20
Listed
Jul 7, 2026
Description
Offered for the first time since it was built, this exceptional single level residence presents a rare opportunity in one of Monterey Park's most coveted neighborhoods. Lovingly maintained by the same family for decades, this spacious 5 bedroom, 4 bathroom home offers approximately 2,965 square feet of living space, an uncommon find in this highly sought after hillside community. Situated near the top of the hill, the property enjoys expansive views from the rear deck, creating the perfect setting to relax or entertain while taking in the surrounding landscape. The generous floor plan is ideal for multigenerational living, with spacious living areas and a layout that offers both comfort and flexibility. While the home retains much of its original charm and is ready for a new owner's personal updates, it has been exceptionally cared for throughout the years. Outside, beautifully manicured landscaping, and fragrant flowering trees create a peaceful, park like setting. Additional features include an attached two car garage and an unbeatable location just minutes from highly regarded Brightwood Elementary School, shopping, dining, and convenient freeway access. Whether you're looking to preserve its timeless character or transform it into your dream home, this is a truly special opportunity to own a property that has been cherished by one family for generations in one of Monterey Park's premier neighborhoods.
Location
Monterey Park, Los Angeles County, CA 91754
Open on Google Maps ↗Listed by: MAY KUNKA · Compass
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$11,488
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $155,000 · Loan: $1,395,000
Average 30-yr fixed rate 6.69% as of Aug 6, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $8,992
- Property tax (1.25%)
- $1,615
- Homeowners insurance
- $300
- Mortgage insurance
- $581
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 6, 2026
- 30-year fixed
- 6.69%
- 15-year fixed
- 6.01%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Monterey Park home with as little as 3.5% down using an FHA loan — roughly $54,250 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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