PendingSingleFamilyResidence

862 Camino Concordia

Camarillo, CA, 93010

1 / 38View all 38 photos

$1,399,000

MLS: 225005710

Beds

4

Baths

3

Sq Ft

2,778

Lot

0.75 ac

Year Built

1965

MLS #

225005710

Days on Market

134

Listed

Nov 20, 2025

Description

Welcome to this charming single-story home located in the highly sought-after Las Posas Estates in Camarillo. Offering 4 bedrooms, 2.5 baths, and approximately 2,778 sq ft of comfortable living space, this residence blends character, privacy, and prime location.Step inside to a large, inviting living room filled with natural light. The home features Pella windows throughout, enhancing both energy efficiency and style. The layout offers a warm, quaint feel while still providing generous room to entertain and relax.Sitting on a spacious lot, the property boasts a serene backyard with beautiful greenery views--perfect for enjoying Camarillo's ideal weather, hosting gatherings, or simply unwinding in peaceful surroundings.Situated in a prestigious neighborhood known for its tranquility and charm, this home presents an exceptional opportunity to own in one of Camarillo's most desirable communities.

Location

Camarillo, Ventura County, CA 93010

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Listed by: Thomas Sosa · Cornerstone Properties

Payment estimate

$10,018

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $139,900 · Loan: $1,259,100

%
Principal & Interest
$7,736
Property tax (1.25%)
$1,457
Homeowners insurance
$300
Mortgage insurance
$525
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Camarillo home with as little as 3.5% down using an FHA loan — roughly $48,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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