8701 Underwood Avenue
California City, CA, 93505
$310,000
MLS: 26003079
Beds
3
Baths
2
Sq Ft
1,776
Lot
0.23 ac
Year Built
1992
MLS #
26003079
Days on Market
9
Listed
Apr 18, 2026
Description
Welcome to this stunning 3-bedroom, 2-bathroom home offering 1,776 sq. ft. of stylish living space! Step into the spacious living room featuring gorgeous stacked stone fireplace, perfect for cozy evenings. The open dining and kitchen area provides the ideal space for gathering complete with quartz countertops, a breakfast bar, and stainless steel appliances for the modern chef. Enjoy laminate flooring and abundant natural light flowing throughout the home. Both bathrooms are elegantly finished with tile and quartz countertops, giving a luxurious touch. The primary suite is a true retreat with a large master bath for added comfort. A sliding glass door leads to the backyard â€'' perfect for relaxing, entertaining, or creating your own outdoor oasis. Modern updates, elegant finishes, and a functional layout make this home a must-see! Don't miss the opportunity to call this beautiful property your new home in California City. Short Sale Subject to Lender Approval. Schedule your showing to
Location
California City, Kern County, CA 93505
Open on Google Maps ↗Listed by: Janet Nilles · Berkshire Hathaway HomeServices Troth, REALTORS
Payment estimate
$2,389
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $31,000 · Loan: $279,000
- Principal & Interest
- $1,714
- Property tax (1%)
- $258
- Homeowners insurance
- $300
- Mortgage insurance
- $116
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this California City home with as little as 3.5% down using an FHA loan — roughly $10,850 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93505 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in California City. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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