8825 Xavier Avenue
California City, CA, 93505
$270,000
MLS: SR26001233
Beds
4
Baths
2
Sq Ft
1,778
Lot
0.23 ac
Year Built
2007
MLS #
SR26001233
Days on Market
69
Listed
Jan 3, 2026
Description
Welcome to 8825 Xavier Avenue in California City! This spacious single-family home offers 1,778 square feet of comfortable living space, oversized primary suite with a walk-in shower, washer/dryer in the home, and direct access from the two car garage into the home. It's perfect for first-time home buyers or investors. Enjoy cozy evenings by the fireplace, and take advantage of the RV access ideal for motorcycles, toys, and RV's. Located in a peaceful neighborhood with plenty of space between you and the neighbors. Come check it out!
Location
California City, Kern County, CA 93505
Open on Google Maps ↗Listed by: Gabriela Ericsson · PAK Home Realty
Payment estimate
$2,119
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $27,000 · Loan: $243,000
- Principal & Interest
- $1,493
- Property tax (1%)
- $225
- Homeowners insurance
- $300
- Mortgage insurance
- $101
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this California City home with as little as 3.5% down using an FHA loan — roughly $9,450 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93505 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in California City. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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