19821 Aloha Way
California City, CA, 93505
$249,000
MLS: 25008405
Beds
3
Baths
3
Sq Ft
1,917
Lot
9583.00 ac
Year Built
2004
MLS #
25008405
Days on Market
176
Listed
Apr 1, 2026
Description
Featuring 3 bedrooms and 3 baths, this desert gem is built for those who live to ride and love to relax. Perfect for motocross fans, off-roaders, or families looking for the ultimate California getaway. Fire up your bikes and hit the trails just minutes away, then come back to unwind in your spacious home with plenty of room for friends, family, and all your gear. The large lot offers tons of space for RVs, trailers, and toys, plus endless potential to make it your own desert playground. Whether you're chasing sunsets, hosting weekend rides, or just escaping the city, this home offers the freedom and fun you've been looking for.
Location
California City, Kern County, CA 93505
Open on Google Maps ↗Listed by: Louis Orellana · eXp Realty of Greater Los Angeles, Inc.
Payment estimate
$1,978
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $24,900 · Loan: $224,100
- Principal & Interest
- $1,377
- Property tax (1%)
- $208
- Homeowners insurance
- $300
- Mortgage insurance
- $93
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this California City home with as little as 3.5% down using an FHA loan — roughly $8,715 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing+
ZIP code 93505 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in California City. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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