ActiveSingle Family Residence

19821 Aloha Way

California City, CA, 93505

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$249,000

MLS: 25008405

Beds

3

Baths

3

Sq Ft

1,917

Lot

9583.00 ac

Year Built

2004

MLS #

25008405

Days on Market

176

Listed

Apr 1, 2026

Description

Featuring 3 bedrooms and 3 baths, this desert gem is built for those who live to ride and love to relax. Perfect for motocross fans, off-roaders, or families looking for the ultimate California getaway. Fire up your bikes and hit the trails just minutes away, then come back to unwind in your spacious home with plenty of room for friends, family, and all your gear. The large lot offers tons of space for RVs, trailers, and toys, plus endless potential to make it your own desert playground. Whether you're chasing sunsets, hosting weekend rides, or just escaping the city, this home offers the freedom and fun you've been looking for.

Location

California City, Kern County, CA 93505

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Listed by: Louis Orellana · eXp Realty of Greater Los Angeles, Inc.

Payment estimate

$1,978

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $24,900 · Loan: $224,100

%
Principal & Interest
$1,377
Property tax (1%)
$208
Homeowners insurance
$300
Mortgage insurance
$93
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this California City home with as little as 3.5% down using an FHA loan — roughly $8,715 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

USDA Rural Development — 100% Financing

ZIP code 93505 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in California City. Check your household income eligibility at eligibility.sc.egov.usda.gov.

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