8837 Holly Avenue
California City, CA, 93505
$379,900
MLS: 25009514
Beds
4
Baths
3
Sq Ft
1,858
Lot
0.24 ac
Year Built
2025
MLS #
25009514
Days on Market
116
Listed
Dec 30, 2025
Description
Welcome to an incredible new construction home at 8837 Holly Ave in California City. This stunning 4-bedroom, 3-bath residence showcases a modern open-concept design perfect for entertaining and everyday living. Enjoy energy-efficient living with fully paid solar, keeping utility costs low. The spacious layout also features a separate junior ADU—ideal for guests, extended family, or added rental income. Combining comfort, flexibility, and a prime location, this home is a rare opportunity you won't want to miss!
Location
California City, Kern County, CA 93505
Open on Google Maps ↗Listed by: Kyle Gordon · Luxury Collective
Payment estimate
$2,860
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $37,990 · Loan: $341,910
- Principal & Interest
- $2,101
- Property tax (1%)
- $317
- Homeowners insurance
- $300
- Mortgage insurance
- $142
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this California City home with as little as 3.5% down using an FHA loan — roughly $13,297 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93505 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in California City. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
See California City, CA 93505 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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