Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
ActiveSingleFamilyResidence

8837 Holly Avenue

California City, CA, 93505

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$379,900

MLS: SR26009362

Beds

4

Baths

3

Sq Ft

1,858

Lot

0.25 ac

Year Built

2025

MLS #

SR26009362

Days on Market

1

Listed

Jan 22, 2026

Description

Welcome to an incredible new construction home at 8837 Holly Ave in California City. This stunning 4-bedroom, 3-bath residence showcases a modern open-concept design perfect for entertaining and everyday living. Enjoy energy-efficient living with fully paid solar, keeping utility costs low. The spacious layout also features a separate junior ADU—ideal for guests, extended family, or added rental income. Combining comfort, flexibility, and a prime location, this home is a rare opportunity you won't want to miss!

Location

California City, Kern County, CA 93505

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Listed by: Kyle Gordon · Luxury Collective

Payment estimate

$2,860

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $37,990 · Loan: $341,910

%
Principal & Interest
$2,101
Property tax (1%)
$317
Homeowners insurance
$300
Mortgage insurance
$142
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this California City home with as little as 3.5% down using an FHA loan — roughly $13,297 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

USDA Rural Development — 100% Financing

ZIP code 93505 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in California City. Check your household income eligibility at eligibility.sc.egov.usda.gov.

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Local Market Stats

See California City, CA 93505 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

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