8861 Ironwood Avenue
California City, CA, 93505
$349,900
MLS: 25008351
Beds
4
Baths
2
Sq Ft
1,731
Lot
0.22 ac
Year Built
2025
MLS #
25008351
Days on Market
178
Listed
Oct 29, 2025
Description
Brand New 4-Bedroom Home with Modern Upgrades & Paid Solar! This home is appointed with high-end finishes and contemporary features, including laminate flooring, quartz countertops, modern cabinetry and fixtures throughout! Enjoy a bright and airy atmosphere with a seamless flow between living areas, ideal for entertaining and family life. Call us to schedule a showing today!
Location
California City, Kern County, CA 93505
Open on Google Maps ↗Listed by: Musa Wadud · West Coast Realty
Payment estimate
$2,658
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $34,990 · Loan: $314,910
- Principal & Interest
- $1,935
- Property tax (1%)
- $292
- Homeowners insurance
- $300
- Mortgage insurance
- $131
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this California City home with as little as 3.5% down using an FHA loan — roughly $12,247 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93505 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in California City. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
See California City, CA 93505 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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