8912 Fir Avenue
California City, CA, 93505
$268,000
MLS: 26004129
Beds
3
Baths
2
Sq Ft
1,294
Lot
0.23 ac
Year Built
1989
MLS #
26004129
Days on Market
0
Listed
May 26, 2026
Description
Charming single-story home located in a quiet neighborhood of California City! This beautifully updated 3-bedroom, 2-bath residence offers approximately 1,294 square feet of comfortable living space on a spacious 0.23-acre lot. Built in 1989, the home features a functional open floor plan designed for both everyday living and entertaining. The inviting living room showcases a cozy fireplace, creating a warm and welcoming atmosphere. Tastefully upgraded throughout with modern finishes including quartz countertops, updated flooring, fresh interior and exterior paint, and contemporary fixtures. The bright kitchen opens seamlessly to the main living area, enhancing the home's airy and open feel. Additional highlights include ceiling fans, abundant natural light, natural gas utilities, and an attached 2-car garage. The expansive backyard offers endless possibilities for outdoor living, gardening, entertaining, or future customization. Conveniently located near local amenities, shopping, dining, and schools with easy access to surrounding areas. Perfect opportunity for first-time buyers, investors, or anyone seeking affordable homeownership with modern updates and room to grow at 8912 Fir Avenue in California City.
Location
California City, Kern County, CA 93505
Open on Google Maps ↗Listed by: Auntrice Nelson · JohnHart Real Estate
Payment estimate
$2,150
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $26,800 · Loan: $241,200
- Principal & Interest
- $1,526
- Property tax (1%)
- $223
- Homeowners insurance
- $300
- Mortgage insurance
- $101
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 21, 2026
- 30-year fixed
- 6.51%
- 15-year fixed
- 5.85%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
California City, CA in context
California City is the third-largest city in California by land area but one of the smallest by population — which is exactly what makes it interesting. Entry prices are the lowest in the region, land is plentiful and cheap, and many investors buy both finished homes and raw lots here. The Galileo Hill / Central Park area is the most established residential pocket; everything north of there is wide-open desert. If you’re hunting for value or a long-hold land play, this is the AV’s best opportunity zone. If you are evaluating homes in California City, Mike Watson lives and works the California City market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this California City home with as little as 3.5% down using an FHA loan — roughly $9,380 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93505 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in California City. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
See California City, CA 93505 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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