90 Rivo Alto Canal
Long Beach, CA, 90803
$3,498,000
MLS: OC26039665
Beds
4
Baths
3
Sq Ft
2,600
Lot
0.06 ac
Year Built
1932
MLS #
OC26039665
Days on Market
20
Listed
Feb 24, 2026
Description
Nestled on the serene canals of Naples Island in Long Beach's "Venice of America," this home offers unparalleled waterfront living moments from 2nd Street in Belmont Shore. Walkable to trendy shops, acclaimed dining, and the Long Beach Marina (under 1 mile) for easy access to Alamitos Bay. Built in 1932 and expanded to 2,600 square feet on a 2,470 square foot lot, this beachside cottage blends timeless coastal charm with meticulous modern upgrades, creating a turnkey haven for relaxed living and entertaining. Preserved classic details include gleaming hardwood floors, exposed beams, curved moldings, and custom built-ins. The remodeled kitchen features bright white cabinetry and high-end chef's appliances, flowing to an inviting dining room. A spacious family room opens directly to the waterfront deck with tranquil canal views. The layout features 3 bedrooms (expandable to 4, including an option to add a downstairs suite), 3 full baths, versatile bonus room with fireplace, living room fireplace. Suited for families, remote workers, or guests. Laundry in common area and master closet; built-in organizers in all bedrooms. Major upgrades focus on efficiency and comfort: high-performance Andersen windows and doors for natural light and energy savings; 8.4 kW solar system with two Tesla Powerwalls; new metal roof with white reflective energy-saving coating; state-of-the-art Lennox air and heat system; fresh insulation in master suite and bath; new ceiling fans and updated light fixtures throughout; fully refreshed electrical system; Ring security system (indoor/outdoor monitoring); Velux automated skylight for adjustable daylight. Sustainability and convenience combine with the upgraded tankless water heater system complete with instant hot water recirculation; whole-house water softener and advanced filtration; along with new faucets, door handles, and laundry organizers. The front patio was expanded with the removal of several planters and trees, and a retractable awning was installed over the front patio for additional shade in the breezy summer afternoons. A refreshed two-car garage with a new door and expansive built-in storage racks increased functionality. Additional highlights include a private 30-foot boat dock steps from the expansive waterfront lanai and deck. This upgraded canal-front home at 90 Rivo Alto Canal delivers premium Long Beach waterfront living.
Location
Long Beach, Los Angeles County, CA 90803
Open on Google Maps ↗Listed by: James Ransom · Compass
Payment estimate
$24,599
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $349,800 · Loan: $3,148,200
- Principal & Interest
- $19,343
- Property tax (1.25%)
- $3,644
- Homeowners insurance
- $300
- Mortgage insurance
- $1,312
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Long Beach home with as little as 3.5% down using an FHA loan — roughly $122,430 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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