ActiveSingleFamilyResidence

902 Searchlight Ranch

Acton, CA, 93510

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$899,000

MLS: SR25267035

Beds

3

Baths

3

Sq Ft

2,148

Lot

5.99 ac

Year Built

1988

MLS #

SR25267035

Days on Market

146

Listed

Nov 27, 2025

Description

Welcome to this beautiful ranch-style home sitting on over 6 usable acres, with breathtaking views and all the space you could ever want. Small town comforts without sacrificing big town amenities. The large front porch is the perfect spot to unwind after work or sip your morning coffee. Step through the front doors and you’re greeted by a striking formal entry that flows right into a bright family room with tons of natural light and stunning views. Off the family room is a bonus space you can turn into a formal dining room, workout room or playroom. The kitchen area provides you with a cozy breakfast nook, updated kitchen that has plenty of storage for the chef of the house. Down the hall are two bedrooms, a full bathroom, and a spacious primary suite that feels like its own little retreat. The backyard features an in-ground pool, storage for off-road toys or tractors, a dirt bike track, horse shelter, a private enclosed garden, chicken coops with active hens, working bee hive and a WATER PRODUCING WELL WITH SILO.

Location

Acton, Los Angeles County, CA 93510

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Listed by: Rena-Marie Mughadam · Silva Realty

Payment estimate

$6,545

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $89,900 · Loan: $809,100

%
Principal & Interest
$4,971
Property tax (1.25%)
$936
Homeowners insurance
$300
Mortgage insurance
$337
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Acton home with as little as 3.5% down using an FHA loan — roughly $31,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

USDA Rural Development — 100% Financing

ZIP code 93510 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Acton. Check your household income eligibility at eligibility.sc.egov.usda.gov.

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