907 12th Street 4
Santa Monica, CA, 90403
$1,145,000
MLS: 26651645
Beds
3
Baths
2
Sq Ft
1,138
Lot
0.17 ac
Year Built
1976
MLS #
26651645
Days on Market
63
Listed
Feb 13, 2026
Description
An exceptional opportunity to own a light-filled, timeless 3-bedroom condo just moments from Montana Avenue. This single-level residence offers an airy, open floor plan with hardwood flooring throughout, a beautiful custom wood built-in in the dining area, and a west-facing private balcony that captures refreshing ocean breezes - all less than a mile from the beach. The chef's kitchen features granite countertops and stainless steel appliances, seamlessly connecting to the main living spaces for easy everyday living and entertaining. The current owner has recently updated both bathrooms, elevating the home's quality and design. The oversized primary suite includes a spa-like ensuite with a gorgeous rainfall shower and built-in closets, and the guest bath is replete with stunning glazed tile for a clean, contemporary feel. Additional highlights include in-unit washer/dryer, a gated carport with designated parking, and an HOA that includes earthquake insurance and paid water/trash. Located in the highly regarded Santa Monica school district, with effortless access to Montana Avenue's premier shops and dining including favorites like R&D Kitchen, Sogno Toscano, Bardonna, and Courtyard Kitchen - this residence delivers the very best of westside living. Unarguably the best-priced 3-bedroom condo in Santa Monica when considering its refined finishes, timeless appeal, and unbeatable location.
Location
Santa Monica, Los Angeles County, CA 90403
Open on Google Maps ↗Listed by: Eric DeAngelis · The Oppenheim Group, Inc.
Payment estimate
$8,254
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $114,500 · Loan: $1,030,500
- Principal & Interest
- $6,332
- Property tax (1.25%)
- $1,193
- Homeowners insurance
- $300
- Mortgage insurance
- $429
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $40,075 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 90403 (Santa Monica) within ±10% of this home's price and size.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.