ActiveCondominium

621 California Avenue 2

Santa Monica, CA, 90403

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$1,175,000

MLS: 26656871

Beds

2

Baths

2

Sq Ft

1,135

Lot

0.11 ac

Year Built

1974

MLS #

26656871

Days on Market

53

Listed

Feb 27, 2026

Description

Welcome to 621 California Avenue #2, a fully renovated coastal townhome in the heart of Santa Monica's coveted Wilshire Montana neighborhood, located within the highly regarded Roosevelt School District and just six blocks from the ocean. Set within the intimate 6-unit Albano Condominium, this beautifully updated two-bedroom, two-bath residence offers soaring ceilings, privacy, and an exceptional location in one of the Westside's most desirable neighborhoods. The main living space feels open and inviting, anchored by a decorative fireplace and enhanced by skylights, abundant natural light, and WiFi-controlled lighting. Updated flooring runs throughout, creating a clean, cohesive look. The renovated kitchen blends style and performance with quartz countertops, a striking black granite Kraus sink, gold-tone fixtures, and premium stainless steel appliances including a Samsung Bespoke gas range with built-in sous vide and air fryer functionality, counter-depth Samsung French door refrigerator, KitchenAid dishwasher with third rack and heat drying, Kraus disposal, and a high-performance touchless hood system with exceptional air filtration. Upstairs, both bedrooms are privately situated away from the main living areas, offering an ideal townhome layout. Bathrooms are finished with elegant marble countertops, and the primary bath features a rain shower for a spa-like feel. Additional features include soaring ceilings in the bedrooms and bathrooms upstairs, an in-unit washer and dryer, large living room balcony, double-door entry, ceiling-mounted TV, and generous storage. The gated building has been thoughtfully maintained with recent improvements, including a new roof (2023), new fencing (2022), fumigation (2025), and upgraded alley lighting (2025). Earthquake insurance is carried, retrofitting has been completed, and HOA dues are an incredibly low $330/month. Rentals are allowed, pets are welcome, and BBQs are permitted. One deeded garage parking space, guest parking, and additional storage complete the offering. Moments to Montana Avenue boutiques, cafes, restaurants, Palisades Park, Third Street Promenade, and the Santa Monica Pier, this is turnkey coastal living in a boutique setting where privacy, smart upgrades, and location come together seamlessly. See pvt remarks for all showing requests.

Location

Santa Monica, Los Angeles County, CA 90403

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Listed by: Michael Pines · The Condo Experts

Payment estimate

$8,462

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $117,500 · Loan: $1,057,500

%
Principal & Interest
$6,497
Property tax (1.25%)
$1,224
Homeowners insurance
$300
Mortgage insurance
$441
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $41,125 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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