1264 Ferrara Drive
Ojai, CA, 93023
(No pictures available yet)
$980,000
MLS: V1-36342
Beds
4
Baths
3
Sq Ft
1,667
Lot
0.22 ac
Year Built
1961
MLS #
V1-36342
Days on Market
2
Listed
May 10, 2026
Description
Set beneath a canopy of mature oaks in Ojai's desirable Oaks West neighborhood, this spacious 4-bedroom, 3-bath home offers warmth, flexibility, and mountain views. A covered tile porch welcomes you into the light-filled interior and a living room with beautiful mountain views. The flexible floor plan includes a primary suite addition with a walk-in closet, built-in shelving, sliding door to the backyard, and an ensuite bath with a dual-sink vanity. A separate entrance adds potential for using this suite as private guest quarters. The original primary bedroom, featuring a step-in closet and ensuite bath with a tile shower, could function as either a second primary suite or guest bedroom. The large backyard features fruit trees, Matilija poppies, plenty of shade, a patio, and ample space for a garden or play area. All of this space and potential is conveniently located near Lake Casitas, the Ojai Valley Trail, shops, restaurants, a local produce stand, and downtown Ojai.
Location
Ojai, Ventura County, CA 93023
Open on Google Maps ↗Listed by: Nora DAVIS · LIV Sothebys Ojai
Payment estimate
$7,269
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $98,000 · Loan: $882,000
- Principal & Interest
- $5,581
- Property tax (1.25%)
- $1,021
- Homeowners insurance
- $300
- Mortgage insurance
- $368
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 21, 2026
- 30-year fixed
- 6.51%
- 15-year fixed
- 5.85%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ojai home with as little as 3.5% down using an FHA loan — roughly $34,300 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Ojai, CA 93023 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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