911 Vallecito Drive
Ventura, CA, 93001
$1,199,000
MLS: V1-34665
Beds
2
Baths
3
Sq Ft
1,561
Lot
—
Year Built
1981
MLS #
V1-34665
Days on Market
42
Listed
Mar 4, 2026
Description
2.63% ASSUMABLE LOAN AVAILABLE! Perched in Ventura's desirable Seaview Hills this extensively renovated 2 bedroom 2.5 bath residence captures sweeping mountain city and ocean views while offering a rare blend of thoughtful engineering and modern coastal design. Priced at $1,199,000 the home is ideally located just minutes from downtown Ventura local beaches and convenient freeway access yet enjoys the privacy and tranquility of an elevated hillside setting.The interior has been completely reimagined with walls removed to create an open concept layout supported by a professionally installed 22 foot load bearing beam. The renovation was completed with oversight from the engineer who originally worked on the community ensuring both structural integrity and design cohesion. Interior walls and attic have been fully insulated for comfort and efficiency.The kitchen is appointed with Bosch appliances an integrated refrigerator quartz countertops and custom paneled cabinetry by The Kitchen Place. A thoughtfully added window frames views of the adjacent greenbelt while LED lighting under the cabinetry and island enhances both function and ambiance.Throughout the home upgrades include all new electrical up to 40 AMP with Tesla charger availability LED overhead lighting Lutron controlled lighting shades and dimmers with master switches in the garage and primary bedroom motion sensor stair lighting and 5G Verizon internet. Luxury vinyl flooring runs throughout the main living areas.Bathrooms have been fully remodeled with new fixtures heated toilet seats with integrated bidets and radiant heated tile flooring in the primary bath. The primary suite also features custom closet organizers and heated flooring for added comfort.A fully permitted fourth floor storage level offers additional flexibility and includes installed Sonos speakers. Owned systems such as reverse osmosis water filtration and water softener are included along with appliances Murphy bed in the secondary bedroom and a Restoration Hardware dresser in the primary suite additional inclusions may apply.The HOA provides exceptional value covering water sewer trash pest control earthquake insurance and access to the community recreation room and pool and spa.This is a rare opportunity to own a meticulously upgraded home with breathtaking views in one of Ventura's most sought after hillside communities.
Location
Ventura, Ventura County, CA 93001
Open on Google Maps ↗Listed by: Lissette Carretero · JohnHart Real Estate
Payment estimate
$8,629
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $119,900 · Loan: $1,079,100
- Principal & Interest
- $6,630
- Property tax (1.25%)
- $1,249
- Homeowners insurance
- $300
- Mortgage insurance
- $450
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ventura home with as little as 3.5% down using an FHA loan — roughly $41,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Assumable Loan — Lock In a Below-Market Rate＋
This Ventura property has an assumable mortgage, meaning a qualified buyer can take over the existing loan at its current interest rate — potentially far below today's market rates. Assumable financing can dramatically reduce your monthly payment and total interest cost over the life of the loan compared to qualifying for a new mortgage at prevailing rates. This is a rare and significant financial advantage; ask your agent for the current loan details.
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