614 Cedar Street
Ventura, CA, 93001
$1,275,000
MLS: V1-35513
Beds
2
Baths
1
Sq Ft
1,355
Lot
1.10 ac
Year Built
1947
MLS #
V1-35513
Days on Market
7
Listed
Apr 1, 2026
Description
614 Cedar Street is a rare offering that blends space, privacy, and location in a way that is nearly impossible to find. Set on approximately one acre of land, steps from Downtown Ventura, the property unfolds like a private retreat with expansive grounds, a lower lawn shaded by mature avocado trees, a tranquil koi pond, and terraced flower beds just off the back of the home, perfect for gardening and outdoor living. Multiple structures across the property create a true compound setting, complete with a bonus guest area offering added flexibility. Ocean and Taylor Ranch views elevate the setting, all while being near the heart of Downtown Ventura, creating that rare balance where you feel like you are in an Ojai setting yet exactly where you want to be in the middle of town. With three garage spaces and ample on-site parking, the property lends itself to a range of lifestyles, whether that is entertaining, creating additional living spaces, or simply enjoying the privacy and scale. Opportunities like this, with acreage, views, and a true downtown-adjacent setting, are few and far between.
Location
Ventura, Ventura County, CA 93001
Open on Google Maps ↗Listed by: Kevin Givner · LIV Sotheby's International
Payment estimate
$9,157
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $127,500 · Loan: $1,147,500
- Principal & Interest
- $7,050
- Property tax (1.25%)
- $1,328
- Homeowners insurance
- $300
- Mortgage insurance
- $478
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ventura home with as little as 3.5% down using an FHA loan — roughly $44,625 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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