92 Yacht Harbor
Rancho Palos Verdes, CA, 90275
$1,700,000
Original list price: $1,975,000
MLS: SB26124230
Beds
2
Baths
3
Sq Ft
1,738
Lot
0.12 ac
Year Built
1953
MLS #
SB26124230
Days on Market
57
Listed
Jun 8, 2026
Description
Final price reduction to $1.7 million—$275,000 below the original asking price. The seller has priced it to sell and is prepared to move forward at this number. Serious inquiries only. Modern beach house tucked inside the exclusive Portuguese Bend Beach Club of Rancho Palos Verdes. Set behind private gates, this coastal retreat offers controlled beach access, pickleball courts, play equipment, fire pits, picnic areas, and one of the most dramatic stretches of coastline in Southern California. Flanked by cliffs and framed by Catalina views, this rare beach pocket has the cinematic backdrop that has made this coastline a Hollywood favorite. The showpiece is the deck — spanning the width of the home with wide-open views of the ocean, cliffs, sky, and Catalina. Hear the waves, watch dolphins pass, and settle into a home that may have you rethinking the need for a vacation. Bordered by only one neighboring property and adjacent to HOA open space, the home offers a rare sense of privacy, openness, and breathing room. Minutes from Ladera Linda, coastal trails, Trump National Golf Club, and Terranea Resort. Private. Cinematic. Coastal Rancho Palos Verdes living. Disclosure: Property is located in an area affected by land movement. Seller represents, to his knowledge, the structure has not sustained related damage. Buyer/ Agent to verify all property and site conditions. Seller/ Broker make no guarantees.
Location
Rancho Palos Verdes, Los Angeles County, CA 90275
Open on Google Maps ↗Listed by: Matthew Sillaman · Keller Williams Palos Verdes
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$12,956
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $170,000 · Loan: $1,530,000
Average 30-yr fixed rate 6.66% as of Jul 30, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $9,832
- Property tax (1.25%)
- $1,771
- Homeowners insurance
- $300
- Mortgage insurance
- $638
- HOA dues
- $415
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 30, 2026
- 30-year fixed
- 6.66%
- 15-year fixed
- 6.04%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rancho Palos Verdes home with as little as 3.5% down using an FHA loan — roughly $59,500 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Rancho Palos Verdes, CA 90275 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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