928 11th Street 2
Santa Monica, CA, 90403
$1,899,000
MLS: 26659953
Beds
3
Baths
3
Sq Ft
1,719
Lot
0.17 ac
Year Built
1981
MLS #
26659953
Days on Market
40
Listed
Mar 12, 2026
Description
Welcome to a bright and inviting townhome nestled within a private five-unit building in the heart of Santa Monica, where thoughtful design meets effortless coastal living. This elegantly appointed 3-bedroom, 2.5-bathroom residence features high ceilings, classic crown molding, and a spacious open floor plan. The expansive layout is anchored by a generous living and dining area, perfect for family time, casual evenings, or stylish entertaining by the Caesarstone fireplace. A sun-filled private patio extends from the living room ideal for enjoying morning coffee, reading a book, or relaxing with friends. The kitchen is impressively sized and thoughtfully designed, showcasing Caesarstone countertops, stainless steel appliances, and new cabinetry for a cohesive and sophisticated aesthetic. A dedicated Caesarstone bar with a wine refrigerator offers flexibility perfect for hosting gatherings or creating a chic beverage station. Upstairs the primary suite is a serene retreat, boasting high ceilings, abundant natural light, a generous walk-in closet, and a spa-like en-suite bathroom with a separate shower. Two additional bedrooms are generously sized and share a full bathroom, providing comfort and convenience for family or guests. Additional highlights include in-unit laundry and direct access to side-by-side two-car parking with built-in cabinets for ample storage rare and valuable feature in Santa Monica. Situated on a quiet, tree-lined street, this home is just a block and half to Montana Avenue and walkable to Palisades Park - perfect for an evening walk to enjoy the gorgeous sunset overlooking the ocean. It's located in Santa Monica's highly sought-after school district (walkable to both Roosevelt Elementary and Lincoln Middle School), offering premier boutiques, cafes, acclaimed restaurants, and exceptional community amenities all just moments away.
Location
Santa Monica, Los Angeles County, CA 90403
Open on Google Maps ↗Listed by: Regina Vannicola · Compass
Payment estimate
$13,491
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $189,900 · Loan: $1,709,100
- Principal & Interest
- $10,501
- Property tax (1.25%)
- $1,978
- Homeowners insurance
- $300
- Mortgage insurance
- $712
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $66,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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