ActiveCondominium

1013 16th Street 101

Santa Monica, CA, 90403

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$1,695,000

Original list price: $1,749,500

MLS: 26672403

Beds

2

Baths

4

Sq Ft

1,850

Lot

0.17 ac

Year Built

1975

MLS #

26672403

Days on Market

75

Listed

Apr 2, 2026

Description

Enjoy refined coastal living in this beautifully remodeled front-facing townhome in the heart of Santa Monica, featuring 2 en-suite bedrooms and 3.5 bathrooms across 1,850 sqft of living space. The light-filled living room boasts soaring ceilings, a stone-accented gas fireplace, and opens to a private front patio for effortless indoor-outdoor living. The chef's kitchen includes a Blue Star range, Miele dishwasher, quartz countertops, and custom cabinetry, with a wine fridge in the adjacent dining room. A lower-level bonus room with bathroom offers ideal potential for a work-from-home office, creative studio, gym, or additional guest quarters, opening to a secluded patio. A powder room and side-by-side washer/dryer are located conveniently nearby, adding to the ease of modern living. Upstairs, the primary suite offers vaulted ceilings, two closets (one walk-in), and a wraparound balcony. A second upstairs bedroom features high ceilings, an en-suite bathroom, and generous storage. Additional upgrades and features include a new Bosch heat pump HVAC, new electrical wiring, and a private 2-car garage showroom with built-in storage and checkered-flag style flooring. With all of the best dining, entertainment, and shopping that Santa Monica has to offer, along with close proximity to the ocean, this property is a true gem.

Location

Santa Monica, Los Angeles County, CA 90403

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Listed by: Kevin Dees · Carolwood Estates

Payment estimate

$13,174

/ month (est.)

Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $169,500 · Loan: $1,525,500

%

Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.

$/ mo
Principal & Interest
$9,662
Property tax (1.25%)
$1,766
Homeowners insurance
$300
Mortgage insurance
$636
HOA dues
$810
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Jun 11, 2026

30-year fixed
6.52%
15-year fixed
5.84%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $59,325 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

See Santa Monica, CA 90403 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.