ActiveCondominium

1013 16th Street 101

Santa Monica, CA, 90403

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$1,749,500

MLS: 26672403

Beds

2

Baths

4

Sq Ft

1,850

Lot

0.17 ac

Year Built

1975

MLS #

26672403

Days on Market

8

Listed

Apr 2, 2026

Description

Enjoy refined coastal living in this beautifully remodeled front-facing townhome in the heart of Santa Monica, featuring 2 en-suite bedrooms and 3.5 bathrooms across 1,850 sqft of living space. The light-filled living room boasts soaring ceilings, a stone-accented gas fireplace, and opens to a private front patio for effortless indoor-outdoor living. The chef's kitchen includes a Blue Star range, Miele dishwasher, quartz countertops, and custom cabinetry, with a wine fridge in the adjacent dining room. A lower-level bonus room with bathroom offers ideal potential for a work-from-home office, creative studio, gym, or additional guest quarters, opening to a secluded patio. A powder room and side-by-side washer/dryer are located conveniently nearby, adding to the ease of modern living. Upstairs, the primary suite offers vaulted ceilings, two closets (one walk-in), and a wraparound balcony. A second upstairs bedroom features high ceilings, an en-suite bathroom, and generous storage. Additional upgrades and features include a new Bosch heat pump HVAC, new electrical wiring, and a private 2-car garage showroom with built-in storage and checkered-flag style flooring. With all of the best dining, entertainment, and shopping that Santa Monica has to offer, along with close proximity to the ocean, this property is a true gem.

Location

Santa Monica, Los Angeles County, CA 90403

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Listed by: Kevin Dees · Carolwood Estates

Payment estimate

$12,453

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $174,950 · Loan: $1,574,550

%
Principal & Interest
$9,674
Property tax (1.25%)
$1,822
Homeowners insurance
$300
Mortgage insurance
$656
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $61,233 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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