9323 Serra
Phelan, CA, 92371
$489,900
MLS: HD26025538
Beds
3
Baths
2
Sq Ft
1,801
Lot
0.70 ac
Year Built
2005
MLS #
HD26025538
Days on Market
72
Listed
Feb 3, 2026
Description
YOU LOOKING FOR A HOME CLOSE TO SCHOOLS AND ON PAVED ROAD??? , THIS IS THE ONE ON ALMOST THREE QUATER OF LAND,CORNER LOT ON NATURAL GAS ,RV PARKING AVAILABLE, CHAIN LINK FENCE ALL AROUND ,3 BED ,2 BATH AND A BONUS ROOM IF THE CREDIT IS THE ISSUE??? DONT WAIT !! LEASE WITH OPTION TO BUY!!! SI BUSCAS CASA EN EL DISTRITO ESCOLAR SNOWLINE,Y CERCAS DE LAS ESCUELAS ,EN PAVIMENTO??? ESTA ES CASI TRES CUARTOS DE ACRE ,EN ESQUINA,CON FENCE ,,3 RECAMARAS,Y DOS BANOS Y UN BONUS ROOM,CUARTO DE LAVAR,ETC ETC RENTA CON OPCION DE COMPRA DISPONIBLE !!
Location
Phelan, San Bernardino County, CA 92371
Open on Google Maps ↗Listed by: Gloria Gonzalez · Coldwell Banker Envision
Payment estimate
$3,703
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $48,990 · Loan: $440,910
- Principal & Interest
- $2,709
- Property tax (1.25%)
- $510
- Homeowners insurance
- $300
- Mortgage insurance
- $184
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Phelan home with as little as 3.5% down using an FHA loan — roughly $17,147 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Phelan, CA 92371 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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