$449,900
MLS: HD26108016
Beds
3
Baths
2
Sq Ft
1,550
Lot
2.11 ac
Year Built
1990
MLS #
HD26108016
Days on Market
13
Listed
May 20, 2026
Description
Move-in-ready home in Phelan offering 3 bedrooms and 2 baths with 1,550 +/- square feet of living space on 2.1 acres of land with beautiful mature trees. This home has been well cared for and offers a newer composition shingle roof (about 3 years), new septic tank and a new heating and air conditioning system. The property is fully fenced, spacious and offers additional storage including a large shed (big enough for a boat) as well as a green house. The front and back of the home have large pine trees as well as mulberry trees that provide great shade in the summer. The home is very welcoming with a large living room with fireplace when you enter that is close to the kitchen. The 3 bedrooms are all located down the hallway and all have brand new carpet just installed. The laundry room is located right off the garage. There is an enclosed back patio that has a hot tub. The sellers have taken great care of the home over the years and the updates to the roof and HVAC system make this a perfect home to move right into. The property is zoned for horses and located within the Snow Line School District.
Location
Phelan, San Bernardino County, CA 92371
Open on Google Maps ↗Listed by: Kyle Zimbro · Coldwell Banker Home Source
Payment estimate
$3,502
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $44,990 · Loan: $404,910
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,565
- Property tax (1.25%)
- $469
- Homeowners insurance
- $300
- Mortgage insurance
- $169
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Phelan home with as little as 3.5% down using an FHA loan — roughly $15,747 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Phelan, CA 92371 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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