933 21st Street 12
Santa Monica, CA, 90403
$1,199,900
Original list price: $1,249,900
MLS: 226001668
Beds
3
Baths
3
Sq Ft
1,479
Lot
0.37 ac
Year Built
1974
MLS #
226001668
Days on Market
46
Listed
Apr 11, 2026
Description
Welcome Home! This stunning three-bedroom two-and-a-half-bathroom gem is the home you have been waiting for! Through the front door, you enter a totally remodeled open concept living room, dining room, & kitchen perfect for entertaining and enjoying everyday life. The kitchen has been totally renovated with new high-end custom cabinets, stainless steel appliances and sink, custom tile flooring, quartz countertops, & a stunning center island, making it the perfect place to spend time with family and friends. The cozy family room has high ceilings, recessed lighting, an elegant stone fireplace, and a front patio. Upstairs you will find a large master suite with a generous amount of closet space, a balcony, & a beautifully remodeled bathroom. On the lower level, you have a large storage/laundry room and a two-car garage with direct access. Located in the coveted Franklin Elementary and Santa Monica school districts, you will not find a better location!
Location
Santa Monica, Los Angeles County, CA 90403
Open on Google Maps ↗Listed by: Tim Fitzgerald · Pinnacle Estate Properties, Inc.
Payment estimate
$9,530
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $119,990 · Loan: $1,079,910
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $6,840
- Property tax (1.25%)
- $1,250
- Homeowners insurance
- $300
- Mortgage insurance
- $450
- HOA dues
- $690
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $41,997 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Santa Monica, CA 90403 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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