ActiveTownhouse

933 21st Street 12

Santa Monica, CA, 90403

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$1,249,900

MLS: 226001668

Beds

3

Baths

3

Sq Ft

1,479

Lot

0.37 ac

Year Built

1974

MLS #

226001668

Days on Market

4

Listed

Apr 11, 2026

Description

Welcome Home! This stunning three-bedroom two-and-a-half-bathroom gem is the home you have been waiting for! Through the front door, you enter a totally remodeled open concept living room, dining room, & kitchen perfect for entertaining and enjoying everyday life. The kitchen has been totally renovated with new high-end custom cabinets, stainless steel appliances and sink, custom tile flooring, quartz countertops, & a stunning center island, making it the perfect place to spend time with family and friends. The cozy family room has high ceilings, recessed lighting, an elegant stone fireplace, and a front patio. Upstairs you will find a large master suite with a generous amount of closet space, a balcony, & a beautifully remodeled bathroom. On the lower level, you have a large storage/laundry room and a two-car garage with direct access. Located in the coveted Franklin Elementary and Santa Monica school districts, you will not find a better location!

Location

Santa Monica, Los Angeles County, CA 90403

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Listed by: Tim Fitzgerald · Pinnacle Estate Properties, Inc.

Payment estimate

$8,982

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $124,990 · Loan: $1,124,910

%
Principal & Interest
$6,912
Property tax (1.25%)
$1,302
Homeowners insurance
$300
Mortgage insurance
$469
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $43,747 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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