ActiveCondominium

1127 15th Street A

Santa Monica, CA, 90403

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$1,285,000

MLS: 26672885

Beds

2

Baths

2

Sq Ft

1,269

Lot

0.17 ac

Year Built

1960

MLS #

26672885

Days on Market

14

Listed

Apr 3, 2026

Description

An abundance of natural light, coastal breezes, and tree-top views greet you as you enter this quiet and private two-bedroom, two-bathroom townhome North of Wilshire in the coveted Franklin School District. The living room boasts dramatic two-story ceilings and large glass sliding doors which open to generously sized balcony, set back from and above the street level. Easy flow for entertaining, nicely updated kitchen with stainless steel appliances, breakfast bar opens to the casual dining area and intimate bonus space also surrounded by windows and exterior greenery. Full bathroom and laundry closet complete the first level living space. Upstairs are two generously proportioned, light filled bedrooms and full bathroom with dual vanity. Two side-by-side, covered parking spaces and large, dedicated storage room for this unit. Located in the heart of Santa Monica!

Location

Santa Monica, Los Angeles County, CA 90403

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Listed by: Melissa Ellis · Berkshire Hathaway HomeServices California Properties

Payment estimate

$9,226

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $128,500 · Loan: $1,156,500

%
Principal & Interest
$7,106
Property tax (1.25%)
$1,339
Homeowners insurance
$300
Mortgage insurance
$482
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $44,975 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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