Under ContractSingleFamilyResidence

937 Emerson Street

Upland, CA, 91784

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$1,195,000

MLS: CV26076940

Beds

4

Baths

3

Sq Ft

2,724

Lot

0.24 ac

Year Built

1978

MLS #

CV26076940

Days on Market

5

Listed

Apr 16, 2026

Description

Set north of the 210 freeway, in one of North Upland's most coveted pockets, this refined residence lives up to the setting, elevated, light-filled, & truly move-in ready. The stacked-stone entry, tile roof, & stamped concrete drive signal what lies inside: a home that looks more like a custom build than a tract floor plan. Step through the door into a formal living room anchored by soaring vaulted ceilings, an arched window wall, & a chandelier drawing the eye upward. Natural light pours in from every angle. Warm hardwood floors carry through the main level, setting an understated elegance from room to room. The heart of the home is the remodeled chef's kitchen. A granite island with hand-carved corbels centers the space, flanked by crisp white cabinetry, a stainless pro-style range, & a designer vent hood. Skylights, pendant lighting, & a stacked-stone fireplace with its own hearth give the kitchen the feel of a true gathering room. Three picture windows frame the backyard greenery from the sink. A formal sitting area with a second stone fireplace & shiplap surround offers a quiet retreat, ideal for morning coffee or a glass of wine at day's end. A main-level bedroom & full bath sit off the living areas, offering rare flexibility for guests, multigenerational living, or a private home office. Upstairs, the primary suite delivers on scale & comfort, with vaulted ceilings, a barn-door entry, a walk-in closet, and a spa-inspired bath featuring a soaking tub, separate shower, & warm wood ceiling detail. Generously sized secondary bedrooms & an updated hall bath round out the upper level. The laundry room was thoughtfully relocated upstairs for everyday convenience. Outside, the backyard opens onto a lush lawn, flowering rose bushes, a built-in BBQ, a stamped concrete patio, and a potting shed for the gardener. Bistro lights and lamp-post lighting extend the space for long evening gatherings. A three-car garage & extended driveway add practical value that many nearby homes lack. You are minutes from Colonies Crossroads, historic Downtown Upland, & the Claremont Village for dining & boutique shopping. The 210 & 10 freeways offer straightforward access to Pasadena, downtown LA, & the Inland Empire, with Ontario International Airport a short drive away. Highly regarded schools, parks, & hiking trails in the San Gabriel foothills sit at your back door, with Mt. Baldy framing your daily view. This one stands apart. Schedule your private tour before it slips away.

Location

Upland, San Bernardino County, CA 91784

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Listed by: Laura Dandoy · The Real Estate Resource Group

Payment estimate

$8,601

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $119,500 · Loan: $1,075,500

%
Principal & Interest
$6,608
Property tax (1.25%)
$1,245
Homeowners insurance
$300
Mortgage insurance
$448
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Upland home with as little as 3.5% down using an FHA loan — roughly $41,825 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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