638 High Plains
Simi Valley, CA, 93065
$649,000
MLS: SR26045637
Beds
2
Baths
2
Sq Ft
1,191
Lot
0.03 ac
Year Built
1991
MLS #
SR26045637
Days on Market
29
Listed
Mar 2, 2026
Description
Welcome home to the stunning and luxurious gated community of Cantrice Court in Wood Ranch. This beautifully maintained single-story townhouse reflects true pride of ownership and has been thoughtfully upgraded throughout. Enjoy brand-new vinyl flooring and an open, light-filled living room featuring built-in cabinetry and an abundance of windows. The formal dining area offers generous space for entertaining and showcases custom cabinetry for added style and functionality. The dream kitchen is appointed with granite countertops, stainless steel appliances, and ample cabinet space--perfect for everyday living and hosting alike. The spacious primary suite features high ceilings, a walk-in closet, and a private en-suite bath complete with a garden soaking tub and separate shower. A large guest bedroom is conveniently located off the hallway. Additional highlights include a two-car attached garage, guest parking directly in front of the home, and a prime location across from the community pool--ideal for relaxing on warm days. Offered at $649,000--priced to move.
Location
Simi Valley, Ventura County, CA 93065
Open on Google Maps ↗Listed by: Michael Fava · Pinnacle Estate Properties, Inc.
Payment estimate
$4,808
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $64,900 · Loan: $584,100
- Principal & Interest
- $3,589
- Property tax (1.25%)
- $676
- Homeowners insurance
- $300
- Mortgage insurance
- $243
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Simi Valley home with as little as 3.5% down using an FHA loan — roughly $22,715 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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