943 12th Street 7
Santa Monica, CA, 90403
$785,000
MLS: 26712815
Beds
1
Baths
1
Sq Ft
800
Lot
0.17 ac
Year Built
1973
MLS #
26712815
Days on Market
8
Listed
Apr 13, 2026
Description
Stunning Mid Century renovated architectural, steps to Montana Ave! Unique Light & Bright top floor unit features vaulted ceilings, clerestory windows, hardwood & tile flooring, recessed lighting, quartz countertops, fireplace, central air & heat, full size washer & dryer -(inside unit). New designer kitchen sparkles with Walker Zanger Tile, new Bosch@ dishwasher, new quartz countertops, new Samsung@ fridge new sink, new disposal, new plumbing. Huge 1 bed, 1 bath with large closets. Additional luxuries include -two designated tandem parking spaces in a secure garage with storage. All windows are double pained for great insulation. Serene outdoor terrace with large sliding doors from the bedroom & living room create a perfect indoor - outdoor flow. 12 blocks to THE BEACH, quiet 10 unit building. Faces South and North. Earthquake insurance included in the low HOA dues. NO rental restrictions! Recent HOA upgrades include: new hot water heater, new garage gate motor, new balconies, new structural reinforcement, new main sewer-line! A rare unit in the best neighborhood! ( dining room light fixure and TV's not included in sale).
Location
Santa Monica, Los Angeles County, CA 90403
Open on Google Maps ↗Listed by: Ian L. Brooks · Berkshire Hathaway HomeServices California Properties
Payment estimate
$5,753
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $78,500 · Loan: $706,500
- Principal & Interest
- $4,341
- Property tax (1.25%)
- $818
- Homeowners insurance
- $300
- Mortgage insurance
- $294
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $27,475 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 90403 (Santa Monica) within ±10% of this home's price and size.
$729,000
832 Euclid Street 105
Santa Monica, 90403
$768,000
848 Lincoln Boulevard N
Santa Monica, 90403
$775,000
1021 12th Street 203
Santa Monica, 90403
$799,000
1137 26th Street D
Santa Monica, 90403
$799,000
937 12th Street 308
Santa Monica, 90403
$799,000
848 Lincoln Boulevard N
Santa Monica, 90403
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.