943 12th Street 7
Santa Monica, CA, 90403
$775,000
Original list price: $785,000
MLS: 26712815
Beds
1
Baths
1
Sq Ft
800
Lot
0.17 ac
Year Built
1973
MLS #
26712815
Days on Market
62
Listed
Apr 13, 2026
Description
Beautiful renovated, Architectural- Mid Century, North of Wilshire, steps to Montana Ave! Unique Light & Bright top floor! Features include- vaulted ceilings, Central AC & Heat , fireplace, hardwood & tile flooring, recessed lighting in all rooms, quartz countertops, brand new appliances, full size washer & dryer -(inside unit). New designer kitchen sparkles with new quartz countertops, new Bosch dishwasher, new Samsung fridge, new sink, new disposal, new plumbing. Huge 1 bed, 1 bath with large closets. Additional luxuries include -two designated tandem parking spaces in a secure garage with storage. All windows are double pained for great insulation. Serene outdoor South facing terrace with large sliding doors from the bedroom & living room create the perfect indoor -outdoor experience. Live 12 blocks to THE BEACH! Earthquake insurance included in the low HOA dues. NO rental restrictions. Recent HOA upgrades include: new hot water heater, new garage gate motor, new balconies, new structural reinforcement, new main sewer-line! Excellent HOA reserves, (over $300K) with no pending assesments! Building exterior to be painted soon! Stroll 1 block to MONTANA Ave. to LaLa Land, Caffe Luxxe, Bardonna, Sogno Toscano, Fathers Office, Whole Foods , R&D KItchen, Courtyard Cafe and MORE! The Best in Santa Monica coastal living. Agent is the owner.
Location
Santa Monica, Los Angeles County, CA 90403
Open on Google Maps ↗Listed by: Ian L. Brooks · Berkshire Hathaway HomeServices California Properties
Payment estimate
$6,291
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $77,500 · Loan: $697,500
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,418
- Property tax (1.25%)
- $807
- Homeowners insurance
- $300
- Mortgage insurance
- $291
- HOA dues
- $475
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $27,125 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Santa Monica, CA 90403 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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