521 Montana Avenue 103
Santa Monica, CA, 90403
(No pictures available yet)
$750,000
MLS: 26830299
Beds
1
Baths
1
Sq Ft
930
Lot
0.69 ac
Year Built
1969
MLS #
26830299
Days on Market
6
Listed
May 7, 2026
Description
Prime Montana Avenue location just blocks from the ocean, this spacious 1-bedroom, 1-bath "Colonial Square" condominium offers the best of Santa Monica living. Ideally situated within walking distance to Montana Avenue's beloved boutiques, cafes, restaurants, parks, the scenic Santa Monica bluffs, and the beach, this home combines comfort, convenience, and an unbeatable coastal lifestyle. Inside, the open floor plan features a welcoming living room with a fireplace that flows seamlessly into the dining area and kitchen. Sliding glass doors open to a private patio, creating the perfect indoor-outdoor setting for relaxing or entertaining. The spacious bedroom includes a large walk-in closet, while the bathroom features double sinks and a separate tub and shower. Community laundry rooms are conveniently located on each level, with in-unit laundry installation possible with HOA approval. Residents enjoy resort-style amenities including a beautiful outdoor pool area, clubhouse/recreation room with kitchen and fireplace, fitness center, and separate men's and women's dry saunas. HOA dues include earthquake insurance and gas.
Location
Santa Monica, Los Angeles County, CA 90403
Open on Google Maps ↗Listed by: Andrea Gressinger · KW Westside Estates
Payment estimate
$5,567
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $75,000 · Loan: $675,000
- Principal & Interest
- $4,205
- Property tax (1.25%)
- $781
- Homeowners insurance
- $300
- Mortgage insurance
- $281
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 14, 2026
- 30-year fixed
- 6.36%
- 15-year fixed
- 5.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $26,250 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Santa Monica, CA 90403 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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