943 16th Street 4
Santa Monica, CA, 90403
$1,988,000
MLS: 26736811
Beds
3
Baths
3
Sq Ft
1,570
Lot
0.17 ac
Year Built
2015
MLS #
26736811
Days on Market
6
Listed
Apr 16, 2026
Description
Stunning and modern, this 3-bedroom, 3-bathroom townhouse, built in 2015, offers the perfect blend of style, comfort, and convenience. Ideally situated near Montana Avenue's vibrant dining, shopping, and cafe scene, this home boasts over 1,500 sqft of thoughtfully designed living space with gorgeous hardwood floors, central air, and multiple outdoor spaces. The gourmet kitchen is a chef's dream, featuring top-of-the-line stainless steel appliances, a gas range, and sleek finishes. The spacious living room seamlessly connects to a large patio through folding doors, creating an effortless indoor-outdoor flow. The flexible floorplan includes space for a dining room, a cozy den, or even the option to enclose it as a main-floor bedroom tailored to fit your lifestyle. The primary suite is a true retreat, offering a generous walk-in closet and a luxurious en-suite bathroom with a soaking tub and a beautifully tiled shower. Generous private rooftop deck with breathtaking views that stretch all the way to the ocean. Additional highlights include elevator access to the gated garage. 2-car side-by-side parking in the secure garage with private storage room, ample visitor parking, and a location that perfectly balances urban convenience with coastal charm. This townhouse truly has it all!
Location
Santa Monica, Los Angeles County, CA 90403
Open on Google Maps ↗Listed by: Esther Hickman · Compass
Payment estimate
$14,109
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $198,800 · Loan: $1,789,200
- Principal & Interest
- $10,993
- Property tax (1.25%)
- $2,071
- Homeowners insurance
- $300
- Mortgage insurance
- $746
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $69,580 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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