9467 Smith
Phelan, CA, 92371
$475,000
MLS: HD26081441
Beds
3
Baths
2
Sq Ft
1,716
Lot
2.30 ac
Year Built
1989
MLS #
HD26081441
Days on Market
1
Listed
Apr 15, 2026
Description
Location. Location. Location. South Phelan. SNOWLINE SCHOOL DISTRICT. Just off pavement. NATURAL GAS. Spectacular Sunrises. Amazing Views of the San Gabriel Mountains. Perfect Set up for RANCH living. 2.3 ACRES. HORSE PROPERTY. Additional 36 X 36 4- stall barn with turnouts. Plus Dog Run. EXPANSIVE 1200 SF Permitted 3-CAR DETACHED GARAGE / ADU makes a perfect opportunity for MULTI-GEN / MULTI FAMILY living. Living Room includes wood burning stove. Newer roof. HVAC system. Manufactured Home on 433 Perm Foundation. Its a must see. Endless Possibilities.
Location
Phelan, San Bernardino County, CA 92371
Open on Google Maps ↗Listed by: Robert Patterson · Keller Williams Victor Valley
Payment estimate
$3,600
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $47,500 · Loan: $427,500
- Principal & Interest
- $2,627
- Property tax (1.25%)
- $495
- Homeowners insurance
- $300
- Mortgage insurance
- $178
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Phelan home with as little as 3.5% down using an FHA loan — roughly $16,625 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Phelan, CA 92371 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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