949 Pine Lane
Big Bear City, CA, 92314
$258,000
MLS: IG25259144
Beds
2
Baths
2
Sq Ft
680
Lot
0.05 ac
Year Built
1984
MLS #
IG25259144
Days on Market
89
Listed
Nov 16, 2025
Description
Welcome home to this charming single-story retreat featuring an open floor plan, beamed ceilings, and a stunning mountain rock fireplace that creates the perfect cozy atmosphere. This 2-bedroom, 1.5-bath home includes convenient inside laundry and plenty of natural light throughout. Enjoy peaceful mornings on the inviting front porch and make the most of the fenced yard for pets, gardening, or outdoor relaxation. Full of character and potential, this property is ready for your personal touches. Whether you’re looking for an affordable full-time residence or a weekend escape, this mountain retreat offers comfort, charm, and room to make it your own.
Location
Big Bear City, San Bernardino County, CA 92314
Open on Google Maps ↗Listed by: La Donna Cravens · COLDWELL BANKER SKY RIDGE REALTY
Payment estimate
$2,092
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $25,800 · Loan: $232,200
- Principal & Interest
- $1,427
- Property tax (1.25%)
- $269
- Homeowners insurance
- $300
- Mortgage insurance
- $97
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Big Bear City home with as little as 3.5% down using an FHA loan — roughly $9,030 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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