970 D Lane
Big Bear City, CA, 92314
$265,000
MLS: TR26056847
Beds
2
Baths
2
Sq Ft
840
Lot
0.11 ac
Year Built
1972
MLS #
TR26056847
Days on Market
1
Listed
Apr 4, 2026
Description
Discover this charming mountain home in Big Bear. Nestled among towering trees, this delightful home offers a cozy atmosphere. The inviting living area features a warm fireplace. This home provides an escape in the heart of nature. Just 20 minutes from Snow Summit.
Location
Big Bear City, San Bernardino County, CA 92314
Open on Google Maps ↗Listed by: Jonathan Minerick · Homecoin.com
Payment estimate
$2,141
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $26,500 · Loan: $238,500
- Principal & Interest
- $1,465
- Property tax (1.25%)
- $276
- Homeowners insurance
- $300
- Mortgage insurance
- $99
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Big Bear City home with as little as 3.5% down using an FHA loan — roughly $9,275 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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