9572 Smith Road
Phelan, CA, 92371
$285,000
MLS: 219138969DA
Beds
3
Baths
2
Sq Ft
1,400
Lot
1.97 ac
Year Built
2005
MLS #
219138969DA
Days on Market
81
Listed
Nov 19, 2025
Description
Phelan, Ca. 9572 Smith Road. 1.97 acres M/L, 3 Bedroom 2 full baths on Corner Lot. Clean Flat useable land with views. Manufactured home on Permanent Foundation (433A). Located in very desirable area of Phelan, located 1 block South of Phelan Rd, Very close to local area schools, restaurants, banks, churches, business's and shopping. Surrounded by custom homes in nice neighborhood. Property sold ''AS-IS''. Seller will make no repairs, nor do termite. Probate with full authority. All information deemed accurate however buyer to do their own due diligence / investigations at buyers cost to satisfy themselves.
Location
Phelan, San Bernardino County, CA 92371
Open on Google Maps ↗Listed by: Michelle Gold · Desert Gold Properties, Inc.
Payment estimate
$2,280
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $28,500 · Loan: $256,500
- Principal & Interest
- $1,576
- Property tax (1.25%)
- $297
- Homeowners insurance
- $300
- Mortgage insurance
- $107
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Phelan home with as little as 3.5% down using an FHA loan — roughly $9,975 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 92371 (Phelan) within ±10% of this home's price and size.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.