ActiveSingleFamilyResidence

9612 Cobble Creek Drive

Shafter, CA, 93263

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$399,950

MLS: SR26054509

Beds

4

Baths

2

Sq Ft

1,878

Lot

0.10 ac

Year Built

2019

MLS #

SR26054509

Days on Market

39

Listed

Mar 12, 2026

Description

Do not miss this underpriced beauty!!!! This BEAUTIFUL, Smart single story Home features 4 bedrooms 2 bathrooms, 1878 square feet , built in 2019, is designed for a comfortable life style, ideal for family living. It offers an open concept living area, large kitchen, nice patio with fire-pit and conversation area, ideal for entertaining, charging station for electric cars, 2 solar panels, one with batteries that provides electricity for up to 72 hours in case of a black-out, water filter covers the entire house and a 2 car garage. Situated in a desirable, quiet and friendly neighborhood in South West Shafter. Boundery with Bakersfield.

Location

Shafter, Kern County, CA 93263

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Listed by: Marta Alvarez · Coldwell Banker Envision

Payment estimate

$3,078

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $39,995 · Loan: $359,955

%
Principal & Interest
$2,212
Property tax (1.25%)
$417
Homeowners insurance
$300
Mortgage insurance
$150
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Shafter home with as little as 3.5% down using an FHA loan — roughly $13,998 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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