9634 Silver Falls Lane
Shafter, CA, 93263
$399,000
MLS: V1-35295
Beds
3
Baths
2
Sq Ft
1,654
Lot
0.11 ac
Year Built
2019
MLS #
V1-35295
Days on Market
33
Listed
Mar 20, 2026
Description
Like-new and thoughtfully designed, this 3-bedroom, 2-bath Gossamer Grove home built in 2019 offers modern living with a functional open-concept layout. The spacious living and dining areas are filled with natural light and feature recessed lighting and durable wood-look tile flooring. The kitchen is the centerpiece with granite countertops, a large island with seating, stainless steel appliances, decorative tile backsplash, pantry, and plenty of storage. The primary suite includes dual vanities, a walk-in shower, and a generous walk-in closet, while the additional bedrooms are comfortably sized. The backyard is built for easy upkeep with expansive concrete, artificial turf, and a retaining wall that adds dimension and privacy. A wide side yard provides extra flexibility with potential RV parking. With solar to keep your bills low and located near parks and walking paths, this efficient home offers a great balance of style, space, and convenience.
Location
Shafter, Kern County, CA 93263
Open on Google Maps ↗Listed by: William Gordon · Watson Realty
Payment estimate
$3,072
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $39,900 · Loan: $359,100
- Principal & Interest
- $2,206
- Property tax (1.25%)
- $416
- Homeowners insurance
- $300
- Mortgage insurance
- $150
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Shafter home with as little as 3.5% down using an FHA loan — roughly $13,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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