981 W Upland
San Pedro, CA, 90731
$725,000
MLS: SB26118113
Beds
4
Baths
2
Sq Ft
1,585
Lot
0.11 ac
Year Built
1953
MLS #
SB26118113
Days on Market
11
Listed
May 31, 2026
Description
Rare opportunity in the desirable Holy Trinity neighborhood of San Pedro! This versatile property features two 2-bedroom, 1-bath units on a generously sized lot and will be delivered completely VACANT at the close of escrow, giving the new owner immediate flexibility and endless possibilities. Property was a single-family home and can easily be converted back. Live in one unit and rent the other, create a multigenerational living arrangement, add a valuable asset to your investment portfolio, or explore the potential of converting the property back to the spacious single-family home it once was. The choice is yours. The property offers a large front yard, backyard space for entertaining, gardening, or relaxing, a long driveway with ample off-street parking, and a mature lemon tree that adds charm and character to the setting. Newer windows have already been installed, and while the property could benefit from some updating and personal touches, the solid bones and untapped potential make it an exceptional opportunity. Conveniently located above Gaffey Street near shopping, dining, schools, parks, and commuter routes, this is a chance to create value in one of San Pedro's most established neighborhoods. Whether you're an owner-occupant, investor, or someone seeking flexible living options, this vacant duplex offers the freedom to make it your own from day one.
Location
San Pedro, Los Angeles County, CA 90731
Open on Google Maps ↗Listed by: Carol Anne Mills · Keller Williams Realty
Payment estimate
$5,460
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $72,500 · Loan: $652,500
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,133
- Property tax (1.25%)
- $755
- Homeowners insurance
- $300
- Mortgage insurance
- $272
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Pedro home with as little as 3.5% down using an FHA loan — roughly $25,375 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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