782 W 14th Street
San Pedro, CA, 90731
$679,000
MLS: SB26051988
Beds
2
Baths
2
Sq Ft
1,664
Lot
0.11 ac
Year Built
1922
MLS #
SB26051988
Days on Market
22
Listed
Mar 9, 2026
Description
BACK ON THE MARKET!!! ONLY $25,000. DOWN PAYMENT WITH FHA FINANCING. PERFECT FOR OWNER USER. OWNERS WILL CONSIDER PAYMENT FOR VACATING A UNIT FOR OWNER OCCUPANCY OR PAYING BUYERS CLOSING COSTS. Well maintained classic 1920s large one bedroom one bath duplex in a nice rental area of San Pedro. Property has separate yards for each unit with four detached garages in the rear. Ideal starter investment property or opportunity to live in one and rent the other to help with the payment. Garages are rented for additional income. Los Angeles City is currently promoting streamlined permits for conversion of the 4 garages to an additional (ADU)Auxiliary Dwelling Unit. See LA City Planning Department for further details.
Location
San Pedro, Los Angeles County, CA 90731
Open on Google Maps ↗Listed by: Fred DiBernardo · Fred DiBernardo
Payment estimate
$5,017
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $67,900 · Loan: $611,100
- Principal & Interest
- $3,755
- Property tax (1.25%)
- $707
- Homeowners insurance
- $300
- Mortgage insurance
- $255
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Pedro home with as little as 3.5% down using an FHA loan — roughly $23,765 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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